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How To Recession Proof Your Life & Your Finances
Reading Time: 4 minutes Well, 2020 has been something that is going to go down in History. The way we live our lives, the way we run our businesses, the way to travel is NEVER going to be the same again. It breaks my heart. I remember when I was at school and I was learning about the plague and the devastation it caused, Covid-19 has been our version of it. I never thought that the word social distancing would be part of my normal vocabulary and wearing a mask in public places would be mandatory. Do I Need To Panic? Since 2008 our economy has been rocky, to say…
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How Debt Can Make You Rich. Good Debt vs Bad Debt.
Reading Time: 4 minutes As said by Robert Kiyosaki “Good debt will make you rich, whereas bad debt will make you poor” Believe it or not, there actually is something called good debt and what you are told by those who say all debt is bad are from those who are simply bad with money. With a little education you can understand the difference between the two. How Good Debt Will Make You Rich Good debt can make you very rich. The rich use debt as leverage. Leverage is using debt to increase the return of an investment. Having a mortgage on a rental property for example, is leverage. This…
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19 Cheap & Frugal Date Ideas That Are Actually Good
Reading Time: 5 minutes When trying to stick to a budget and your financial independence journey, occasions like Valentines Day or even date night can feel a little stressful. You don’t need to cave into peer pressure and do these overly expensive lavish things to show your partner that you love them. A nice meal and a trip to the cinema (including drinks and snacks) could end up costing you over ÂŁ75.00, plus anything gifts you buy each other. It’s insane. You don’t need to bankrupt yourself to show others how you feel and if you think you do … maybe you’re not with the best person for you. Emma…
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3 Ways To Make Money Online and Earn Passive Income With Little or No Money
Reading Time: 4 minutes There are so many people searching the internet every month on “how to make money online” (18,100 every month in fact) So why isn’t everyone a millionaire? Well, it all comes down to self-belief. The likes of Gary Vee is continuously banging on about how simple it is. We think it’s harder than it is and we tend to overcomplicate matters. That being said, it’s not as easy as people make out, you do have to put the hard work in and occasionally turn down invites from friends or family as you are working on your hustle. So what is the difference between being wealthy and…
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My 1st Bloggy Birthday
Reading Time: 3 minutes Twelve months ago today I was driving in my car on the way to work, listening to Les Brown, like I always do this time of year and an idea and the name for my next business came to me “Live Full Retire Early”. When I got to work, I ran the idea past my best friend, and he said it was fantastic. I’d seen and heard so many people sharing their financial and lifestyle struggles over the past few years and I’d felt frustrated, feeling powerless that I couldn’t help anyone. But then I realised I could help people merely by sharing what was and…
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Money Diary: Trips To The Pub, A Quiet Weekend In & Lots Of Keto Recipes
Reading Time: 5 minutes The first money diary from a 30 something woman living her best life on a budget ... by sticking to a budget!
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How To Become Financially Free. LFRE’s 9 Rules of Money & Life
Reading Time: 4 minutes Hi and welcome to Live Full Retire Early (LFRE). Here we talk all things money & lifestyle and explore and share ways to live your best life on a budget. Here are our 9 Rules to help you do just that… Rule 1. You must always talk about Money. Money is a bit of a taboo subject, especially for us Brits. We feel talking about our levels of success is a bit of a narcissistic and ugly thing to do, like we are bragging. However, I don’t see it that way. If you talk about your struggles and listen to other people’s successes you might find…
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How To Increase Your Income Without Working More, Getting a Second Job or Without Investing With 5 Easy Steps
Reading Time: 4 minutes We’ve all had that experience in our jobs, we bust our arse for our boss, stress ourselves out every day for a month, then we receive our paycheck and are left underwhelmed, dissatisfied and a little bitter. Why have you gone through all that stress and emotional pain for peanuts? We’ve all had that conversation in our head about telling our boss to screw it but had the fear of having nothing to fall back on (check out my blog post, What Is An Emergency Fund and Why Everyone Needs One & 9 Ways To Create An Emergency Fund With No Money) However what if there…
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How To Save Over ÂŁ7,000 For An Investment Without Increasing Your Earnings
Reading Time: 3 minutes Do not save what is left after spending. But spend what is left after saving. Warren Buffett One of the main objections from people who I speak to about beginning their saving and investing journey is the lack of disposable income they have available. Most people live hand to mouth, pay cheque to pay cheque and when something like job loss occurs in their life their whole world comes crashing down, they scramble to find the next available job, not even considering if this is the right job for them. I can imagine what you’re thinking right now, “that’s easy for you to say” or “easier said…
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How To Save 33% On ALL Amazon Purchases
Reading Time: 2 minutes WOW how great does that sound? A whopping 33% off any Amazon purchase, why haven’t you heard about this before? Well, if you aren’t into cryptocurrency, then it is highly unlikely. I don’t know about you but I LOVE a bargain. I’m always on different comparision websites researching items, products and services determined to find the best deal possible. If I find that I have paid more than I should’ve, I feel really frustrated. Two years ago, my friend introduced me to Purse. Purse is website that allows you to shop safely and securely, accessing products from Amazon but pay by Bitcoin or Bitcoin Cash for HUGE DISCOUNTS and if…
