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How To Recession Proof Your Life & Your Finances
Reading Time: 4 minutes Well, 2020 has been something that is going to go down in History. The way we live our lives, the way we run our businesses, the way to travel is NEVER going to be the same again. It breaks my heart. I remember when I was at school and I was learning about the plague and the devastation it caused, Covid-19 has been our version of it. I never thought that the word social distancing would be part of my normal vocabulary and wearing a mask in public places would be mandatory. Do I Need To Panic? Since 2008 our economy has been rocky, to say…
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How Debt Can Make You Rich. Good Debt vs Bad Debt.
Reading Time: 4 minutes As said by Robert Kiyosaki “Good debt will make you rich, whereas bad debt will make you poor” Believe it or not, there actually is something called good debt and what you are told by those who say all debt is bad are from those who are simply bad with money. With a little education you can understand the difference between the two. How Good Debt Will Make You Rich Good debt can make you very rich. The rich use debt as leverage. Leverage is using debt to increase the return of an investment. Having a mortgage on a rental property for example, is leverage. This…
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May 2020 Budget & Investment Portfolio Update. Wow, what a month!
Reading Time: 3 minutes April Review After such a ‘bad’ month for our investments in April, I wasn’t particularly looking forward to reviewing our investments for May, that was until I checked out the crypto charts for my investments… It appears my investments have gone from -22.53% to 20.69%, wow what a gain! – The following article contains affiliate links. This doesn’t affect the price you pay but I may earn a commission if you decide to buy anything through my links. This goes towards maintaining the website and helping me continue to spread the Live Full Retire Early message| ad – So with regards to our budget we have…
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How To Keep A Journal and How It Can Help You Grow, Heal And Flourish
Reading Time: 4 minutes Like meditation, there is no right or wrong way to journal. Simply getting all your negative and positive thoughts onto the pages in front of you can release any emotional blockages you may have. Before I start journaling I feel like I have so many thoughts buzzing around my head. However when I start putting pen to paper, I realise that I have very few thoughts just the same ones rehashed. That’s helpful in itself. No one will read your journal, so you can write things you wouldn’t say to anyone else, completely uncensored. Remember it’s for your eyes only. You can use the journal as a…
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10 Ways To Easily Save Money Using Your Current Paycheck
Reading Time: 3 minutes I wonder how many people have said, when I start earning more money I will start budgeting or start saving? I can imagine quite a few people to be honest. I’m going to share my 10 easy ways to save money using your current paycheck. – The following article contains affiliate links. This doesn’t affect the price you pay but I may earn a commission if you decide to buy anything through my links. This goes towards maintaining the website and helping me continue to spread the Live Full Retire Early message| ad – Remember even the janitor can leave the rat race and become financially…
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April 2020 Budget & Investment Portfolio Update. Over 18% lost in just one month!
Reading Time: 4 minutes March Review Well, March ... what a month. Hands up who found March to be the shittest month (so far) 🙋 – The following article contains affiliate links. This doesn’t affect the price you pay but I may earn a commission if you decide to buy anything through my links. This goes towards maintaining the website and helping me continue to spread the Live Full Retire Early message| ad – I'm very fortunate that all I lost this March was a bit of money ... people have lost much more than me, so I am still very grateful for what I have.…
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28 Ways To Stay Sane During Lockdown
Reading Time: 6 minutes I don’t know if it’s just me, but I’m only 10 days into lockdown but it feels like 10 weeks! By day 3 I was starting to get cabin fever and feel immensely trapped and a prisoner in my own home. I can’t believe terms like quarantine, self isolation and social distancing are everyday terms we are using. If feels like how I imaged it to be like when my nan used to tell me stories about living during war time. I have felt so low and depressed, not really taking care of myself. I’ve been drinking too much caffeine to help me ‘feel better’ and…
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11 Habits of Happy Positive People
Reading Time: 6 minutes Have you ever passed someone in the street and noticed how happy they look. Everything about them, their “vibe”, their walk, their mannerisms and obviously their beaming smile. How wonderful would it be to actually BE that person. Enlightenment is holding two conflicting thoughts and still be able to function The Buddha We all have this assumption that we will live until we are 100 (or at least I do) but what if that wasn’t true? What if you were only going to live another 10, 20 or even 30 years. Then what? Would you begin to live your life any different? If I was told…
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5 Habits Of A Successful Investor
Reading Time: 4 minutes Richard Branson, Bill Gates, Oprah Winfrey and Warren Buffett haven’t succeeded in every project they have begun. However, that hasn’t stopped them becoming the world’s most successful entrepreneurs. People go through life jealous of other people’s success, ignoring all the hard work and failures they had to endure to get there. Why struggle through life blindfolded. Simply immerse yourself in whatever industry drives you and the rest, as they say, is history. There are certain traits every entrepreneur needs to embrace to ultimately become successful. They get comfortable with failing In every failure, there is a lesson to be learnt. Some entrepreneurs actively go…
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March 2020 Budget & Investment Portfolio Update. Stock Market Crash/Corona Virus Edition 📉
Reading Time: 5 minutes It’s always a good code of practice to check and review your budget and your investment portfolio. There have been a lot of changes in the stock market this month due to the Corona Virus … It went crazy high mid-month then dropped all of a sudden towards the end of the month … you will see exactly how it has affected my investments below. February Review What can I say about February? Well … financially it didn’t go as planned. Due to the bad weather we experienced in the UK my partner was weathered off at work so he ended up having the last 2…
