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How To Become Financially Free. LFRE’s 9 Rules of Money & Life
Reading Time: 4 minutes Hi and welcome to Live Full Retire Early (LFRE). Here we talk all things money & lifestyle and explore and share ways to live your best life on a budget. Here are our 9 Rules to help you do just that… Rule 1. You must always talk about Money. Money is a bit of a taboo subject, especially for us Brits. We feel talking about our levels of success is a bit of a narcissistic and ugly thing to do, like we are bragging. However, I don’t see it that way. If you talk about your struggles and listen to other people’s successes you might find…
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How To Increase Your Income Without Working More, Getting a Second Job or Without Investing With 5 Easy Steps
Reading Time: 4 minutes We’ve all had that experience in our jobs, we bust our arse for our boss, stress ourselves out every day for a month, then we receive our paycheck and are left underwhelmed, dissatisfied and a little bitter. Why have you gone through all that stress and emotional pain for peanuts? We’ve all had that conversation in our head about telling our boss to screw it but had the fear of having nothing to fall back on (check out my blog post, What Is An Emergency Fund and Why Everyone Needs One & 9 Ways To Create An Emergency Fund With No Money) However what if there…
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How To Save Over £7,000 For An Investment Without Increasing Your Earnings
Reading Time: 3 minutes Do not save what is left after spending. But spend what is left after saving. Warren Buffett One of the main objections from people who I speak to about beginning their saving and investing journey is the lack of disposable income they have available. Most people live hand to mouth, pay cheque to pay cheque and when something like job loss occurs in their life their whole world comes crashing down, they scramble to find the next available job, not even considering if this is the right job for them. I can imagine what you’re thinking right now, “that’s easy for you to say” or “easier said…
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9 Ways To Help Create An Emergency Fund With No Money
Reading Time: 4 minutes As highlighted in my previous blog post creating an emergency fund is a necessary part of life and budgeting. Your first goal for setting you an emergency fund is to aim for £500. This is a small achievable amount. Then gradually aim for 3-6 months living expenses. This should give you plenty of time to find another job, discover your true passions in life (and how you can make money from it), launch your business without the pressure and stress of instantly earning a profit or give you time to heal if the emergency fund is set aside for health reasons. 9 Ways To Help Create…
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How I Made and Saved over £12,500 in 12 Months Without Using a Penny of My Pay Check
Reading Time: 3 minutes I know what you’re thinking, how have I saved £12,500 without using my paycheck? For a while, I had been thinking about how I could make some extra money on the side/from home without starting a part-time business. I have considered setting up an online store and importing products from China and selling them on amazon.co.uk or Shopify, although great ideas and something I could definitely make a success out of, at that moment in time I felt overwhelmed at the thought of it all. I wanted to start small with my side hustle, I didn’t want to run before I could walk. Then I remembered…
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How To Make More Money. 51 Lucrative Side Hustles.
Reading Time: 3 minutes Life can be unpredictable and stressful at times, especially when it comes to your finances. All it takes is an unexpected bill and BOOM, your savings are completely wiped out. This is why I ALWAYS suggested having an Emergency fund. An Emergency Fund is a stash of cash set aside in case you lose your job, your earnings decrease, you receive unexpected medical bills or if your health affects your ability to work. In a Federal Survey, 44% of people said that they would need to borrow money or sell something to cover a $400 emergency expense. To determine individuals’ preparedness for a smaller scale financial…
