Reading Time: 3 minutes Life can be unpredictable and stressful at times, especially when it comes to your finances. All it takes is an unexpected bill and BOOM, your savings are completely wiped out. This is why I ALWAYS suggested having an Emergency fund. An Emergency Fund is a stash of cash set aside in case you lose your job, your earnings decrease, you receive unexpected medical bills or if your health affects your ability to work. In a Federal Survey, 44% of people said that they would need to borrow money or sell something to cover a $400 emergency expense. To determine individuals’ preparedness for a smaller scale financial…