How To Recession Proof Your Life & Your Finances
Reading Time: 4 minutes Well, 2020 has been something that is going to go down in History. The way we live our lives, the way we run our businesses, the way to travel is NEVER going to be the same again. It breaks my heart. I remember when I was at school and I was learning about the plague and the devastation it caused, Covid-19 has been our version of it. I never thought that the word social distancing would be part of my normal vocabulary and wearing a mask in public places would be mandatory. Do I Need To Panic? Since 2008 our economy has been rocky, to say…
How Debt Can Make You Rich. Good Debt vs Bad Debt.
Reading Time: 4 minutes As said by Robert Kiyosaki “Good debt will make you rich, whereas bad debt will make you poor” Believe it or not, there actually is something called good debt and what you are told by those who say all debt is bad are from those who are simply bad with money. With a little education you can understand the difference between the two. How Good Debt Will Make You Rich Good debt can make you very rich. The rich use debt as leverage. Leverage is using debt to increase the return of an investment. Having a mortgage on a rental property for example, is leverage. This…
May 2020 Budget & Investment Portfolio Update. Wow, what a month!
Reading Time: 3 minutes April Review After such a ‘bad’ month for our investments in April, I wasn’t particularly looking forward to reviewing our investments for May, that was until I checked out the crypto charts for my investments… It appears my investments have gone from -22.53% to 20.69%, wow what a gain! – The following article contains affiliate links. This doesn’t affect the price you pay but I may earn a commission if you decide to buy anything through my links. This goes towards maintaining the website and helping me continue to spread the Live Full Retire Early message| ad – So with regards to our budget we have…
April 2020 Budget & Investment Portfolio Update. Over 18% lost in just one month!
Reading Time: 4 minutes March Review Well, March ... what a month. Hands up who found March to be the shittest month (so far) 🙋 – The following article contains affiliate links. This doesn’t affect the price you pay but I may earn a commission if you decide to buy anything through my links. This goes towards maintaining the website and helping me continue to spread the Live Full Retire Early message| ad – I'm very fortunate that all I lost this March was a bit of money ... people have lost much more than me, so I am still very grateful for what I have.…
February 2020 Investment Portfolio Update
Reading Time: 3 minutes Every month on Instagram I share my investment progress, however, I’ve decided to start writing a dedicated post every month to give you a more detailed overview of each investment along with my thoughts, feelings and feedback. As this is the first in-depth Investment Portfolio Update some of the information is missing as I didn’t do one last month as I was in the middle of sorting out the chaos after I moved house. Next month will be much more interesting and enlighting. You’ll notice that I don’t include the actual amounts and values of each investment. That’s because it’s just not necessary and not helpful…
19 Cheap & Frugal Date Ideas That Are Actually Good
Reading Time: 5 minutes When trying to stick to a budget and your financial independence journey, occasions like Valentines Day or even date night can feel a little stressful. You don’t need to cave into peer pressure and do these overly expensive lavish things to show your partner that you love them. A nice meal and a trip to the cinema (including drinks and snacks) could end up costing you over £75.00, plus anything gifts you buy each other. It’s insane. You don’t need to bankrupt yourself to show others how you feel and if you think you do … maybe you’re not with the best person for you. Emma…
3 Ways To Make Money Online and Earn Passive Income With Little or No Money
Reading Time: 4 minutes There are so many people searching the internet every month on “how to make money online” (18,100 every month in fact) So why isn’t everyone a millionaire? Well, it all comes down to self-belief. The likes of Gary Vee is continuously banging on about how simple it is. We think it’s harder than it is and we tend to overcomplicate matters. That being said, it’s not as easy as people make out, you do have to put the hard work in and occasionally turn down invites from friends or family as you are working on your hustle. So what is the difference between being wealthy and…
9 Practical Tips To Survive and Thrive This Blue Monday
Reading Time: 4 minutes Blue Monday is just days away so I thought I would share some tips to help you survive and thrive. The third Monday of January is called the saddest day of the year, also known as Blue Monday. Christmas is over, we have packed up all over decorations, we are back to work and ‘back to reality’, and made and broken a few New Year’s resolutions. You are not alone. Millions of people will be feeling exactly how you are. However, all is not lost. Let’s use this feeling as an emotional springboard to set new realistic goals (not New Year’s Resolutions) that I know you…
Money Diary: Trips To The Pub, A Quiet Weekend In & Lots Of Keto Recipes
Reading Time: 5 minutes The first money diary from a 30 something woman living her best life on a budget ... by sticking to a budget!
How To Become Financially Free. LFRE’s 9 Rules of Money & Life
Reading Time: 4 minutes Hi and welcome to Live Full Retire Early (LFRE). Here we talk all things money & lifestyle and explore and share ways to live your best life on a budget. Here are our 9 Rules to help you do just that… Rule 1. You must always talk about Money. Money is a bit of a taboo subject, especially for us Brits. We feel talking about our levels of success is a bit of a narcissistic and ugly thing to do, like we are bragging. However, I don’t see it that way. If you talk about your struggles and listen to other people’s successes you might find…